CCJ MORTGAGES

Specialist mortgage brokers have access to a number of lenders in the UK who will offer a ccj mortgage to a wide variety of people. If you would like to speak to a mortgage broker just complete the enquiry form and one will get back to you with the options available.

A large number of County Court Judgements, CCJ's, are the result of undefended summonses. Usually because the defendant is unaware of the response needed, so therefore does nothing. This means that the court enters a 'Judgement by Default' and you are none the wiser.

The Central Registry then passes the judgements to the credit agencies. A debt can be paid off but the judgement stays on record because no one asked for it to be 'set aside'. Simply because they did not know that it was necessary

In order to process the removal of a CCJ you need the following details:

1. The original summons
2. The name of the plaintiff. (The one who took out the summons)
3. The name of the court
4. The Case Number - Without the case number the courts will not even read an application. If you do not have this, then contact the central registry and ask for details of the judgment and case number. This will cost around £15, paid to the registry.

Write to:
Registry of Court Judgements         
Registry Trust Ltd
173/174, Cleveland Street
LONDON
WP1 5PE

Again, if you are looking to arrange a mortgage or remortgage and you have Bad Credit, we can help you arrange an appointment to speak to a mortgage broker.

Mortgage Enquiry Form.

Remortgage Enquiry Form