EXPERIAN ADDRESS

Experian play a large part in the UK Mortgage Market. When you are applying for a new mortgage or remortgage the lender you apply to will always be very interested to see your payment record with your current lender if you have one, and any loans or store cards etc. Their fear is that if you have not paid your current credit arrangements regularly why should they expect you would pay them?

Experian provides mortgage lenders with information and analysis to help them make important lending decisions. As the UK's leading credit reference agency they can not only help the lenders they can also help you understand and manage your credit information. If you can see the pitfalls you may be able to repair your credit history.

To view your personal credit information that lenders are currently basing their mortgage lending decisions on, apply now to see your report online. Click here for a Free copy of your Credit Report from Experian, the UK’s largest credit reference agency.

An awful lot of people in the UK get into financial difficulty at some point throughout their life. This can be for one of many reasons, breakdown of a relationship, redundancy, etc. Keeping up the payments on any form of credit is usually near the top of everyone’s list of financial priorities but when the pressure builds on finances, something has to give.

If you have had bad credit problems in the past you may still be able to get the mortgage or remortgage you are looking for. There are lenders out there who are prepared to take the added risk. You will though as a general rule need a bigger deposit than normal. A good rule of thumb for bad credit mortgage is that you will need a 15% deposit or more.

If you would like to speak to a mortgage adviser about arranging a mortgage or remortgage please complete the enquiry form.