Experian play a large part in the UK Mortgage Market. When you are applying for a new mortgage or remortgage the lender you apply to will always be very interested to see your payment record with your current lender if you have one, and any loans or store cards etc. Their fear is that if you have not paid your current credit arrangements regularly why should they expect you would pay them?
To view your personal credit information that lenders are currently basing their mortgage lending decisions on, apply now to see your report online. Click here for a Free copy of your Credit Report from Experien, the UK’s largest credit reference agency. They will want you to sign up for a year which costs £49.99, though you can cancel it at the end of the 30 day free trail without having to pay.
If you are concerned that your credit history may affect your prospects for getting the mortgage you want, talk to a Mortgage Adviser or get a Mortgage Quote. We specialise in helping people with credit issues.
Mortgage Quote CLICK HERE
Having debt problems can be a huge burden. You may even be considering bankruptcy as a solution. Bankruptcy, however, leaves a long-lasting mark on your credit report. A better option may be to consolidate all your credit cards, secured and un-secured loans by way of a remortgage.
As long as your property value exceeds your debts you may well qualify for a remortgage. We have access to the whole market place and have lenders waiting to give you a quote.
Mortgage Quote CLICK HERE