HOME INSURANCE QUOTES

Home insurance or house insurance is insurance for private residences. It is an insurance policy that protects what is often your most valuable possession, your home and the personal possessions within it. L&G Home Insurance

Also known as Buildings and Contents Insurance it covers for many different worst case scenarios such as fire, theft, water damage from flood or leaks etc.

Regarding the cover what is the difference between buildings and contents in relation to a combined “Buildings and Contents” insurance policy?

Well the easiest way to explain it is if you could imagine tuning your house upside down and shaking it. The stuff that falls out would be “contents” and the things that remain fixed would be the “buildings”.

So things like kitchen cupboard, baths and toilets come under the contents. As well as the more obvious things such as floors, ceilings, walls and such like.

Always be aware of things that can render your policy void such as leaving the property empty for more than 90 days at a time.

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