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24th December, 2009
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I'm a celeb get me out of here!

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REMORTGAGE MY HOUSE

I want to remortgage my house, but is this the right time? If you feel that you are not getting the best out of your current mortgage deal, then the best time to arrange a remortgage is usually going to be ASAP.

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As soon as any redemption or tie-in period ends is an obvious place to start. It’s usually best to start to look at remortgaging about 8 weeks prior to your current penalty period finishing.

Most people only plan to start looking for remortgage deals around one month before the end of any tie-in. This can mean that you end up paying the old rate longer than you need to.

So when is a good time to remortgage? Three months after a pay rise is a good time to demonstrate to your new lender that you have a sustainable higher level of income.

New year resolution? I want to give up smoking, sort my finances out and I want to remortgage my house! The New Year can be a good time to remortgage, if it is part of a genuine financial New Year's resolution which you have a realistic chance of sticking to.

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Remortgage House

I want to remortgage my house