As a mortgage website we get a lot of enquiries from people who are in the process of buying or remortgageing their property. When anyone takes out a huge commitment like that it concentrates the mind. What if the worst happend how would the loan be repaid?

Well of course making sure the loan is repaid in the event of your's (or your partners)  death takes some of that concern away.

If you are having a joint life mortgage could your partner manage the repayments without your wage coming in?  Even if you are single would the prospect of leaving a debt behind for family members make you consider taking out the relevant cover.

If you are in a hurry we can arrange instant cover in many cases, if that's required. Hopefully though you are planning ahead and have time to set the plan up so it's ready and waiting. The plan will not start though untill the exchange/completion date.